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Know what insurers may look at
Go-Pod insurance is usually fairly straightforward, but the final quote can vary depending on a number of details. Insurers may look at the value of the caravan, where it is stored, what security devices are used, your location, your age, claims history and the level of cover you choose.
This guide covers the main things to think about before arranging cover, including replacement value, security requirements, tracker options, chassis numbers and CRiS registration.
This guide covers:
• What can affect your Go-Pod insurance premium.
• Security devices insurers may expect you to use.
• Where to find the chassis number.
• Why CRiS registration and tracker security may be worth considering.
New for old vs market value insurance
Before comparing premiums, it helps to understand what type of cover you are being quoted for. A cheaper policy may not offer the same level of protection if your Go-Pod is stolen or written off.
Most popular for Go-Pod owners
New for old cover
The vast majority of Go-Pod owners insure their caravan on a new for old basis. If your Go-Pod is stolen or written off because it would be too costly to repair, this type of policy is designed to replace it with a brand new Go-Pod of equivalent specification, subject to the policy terms.
✓ Better protection against replacement cost increases.
✓ Useful if you would want a like-for-like replacement.
✓ Usually needs the Go-Pod to be insured for the correct replacement value.
Often lower premium
Market value cover
Market value cover typically has a lower premium, but the payout is based on what your Go-Pod is worth at the time of the claim. If the market value is lower than the cost of buying a new equivalent Go-Pod, you may be left with a shortfall.
• Usually cheaper, but less comprehensive.
• Payout is based on value at the time of claim.
• May not cover the cost of replacing with a new equivalent Go-Pod.
Check the wording carefully
New for old cover may depend on the age of the caravan, proof of purchase, insured value, security requirements and whether an equivalent replacement is available. Always check the exact policy wording before buying.
What can affect your Go-Pod insurance quote?
Insurance prices can vary from owner to owner. The same Go-Pod may cost more or less to insure depending on your circumstances, where it is kept, how it is secured and the level of cover you choose.
Your area
Premiums can vary by postcode, especially if caravan theft or claims are more common in your area.
Storage location
Where the Go-Pod is kept matters, such as a driveway, garage, locked compound or secure caravan storage site.
Security devices
Hitch locks, wheel clamps, alarms, trackers and secure storage can all affect how an insurer views the risk.
Local theft risk
Caravan theft patterns in your area may influence premiums, especially where unattended touring caravans are targeted.
Age & claims history
Your age, insurance history and previous claims may affect the quote, just as they can with other insurance products.
Insured value
A higher replacement value may increase the premium, especially if you include fitted accessories and personal effects.
Cover type
New for old cover will usually cost more than market value cover, but the level of protection is different.
How it is used
Some insurers may ask about annual mileage, touring plans, club membership, storage dates or whether the Go-Pod is used abroad.
Compare like-for-like cover
When comparing quotes, check that the insured value, cover type, excess, security requirements, personal effects cover and storage details are the same. The cheapest quote is not always the most suitable one.
What security do insurers usually expect?
Many caravan insurance policies require owners to use approved security devices whenever the caravan is unattended. For Go-Pods, a hitch lock and wheel clamp are commonly treated as the bare minimum.
Commonly required
Hitch lock
A hitch lock helps prevent the Go-Pod from being coupled to another vehicle while unattended. Many insurers expect one to be fitted when the caravan is parked or stored.
Commonly required
Wheel clamp
A wheel clamp makes the caravan harder to move or tow away. Check whether your insurer requires a specific approved model rather than a generic clamp.
Additional protection
Smart tracker
A monitored tracker may help reduce premiums with some insurers and can improve the chances of recovery if a caravan is stolen.
Policy conditions matter
If a policy says a hitch lock, wheel clamp, tracker or other device must be used, failing to use it could affect a claim. Always check exactly what your own insurer requires, including any approved device lists.
SmarTrack caravan tracker
A monitored tracker adds another layer of protection beyond a hitch lock and wheel clamp. The SmarTrack caravan tracking system lets your Go-Pod be monitored 24/7 through the Global Telemetrics Secure Control Centre, with location access through the Global Telemetrics smartphone app.
Because the system is tested to Thatcham S7 standard, it may help reduce insurance premiums with some insurers. It can also improve the chances of recovering your Go-Pod if it is ever stolen.
✓ 24/7 monitoring
✓ Thatcham S7 tested
✓ Movement alerts
✓ Battery backup
Installed from £399
SmarTrack security system
Subscription options
Monthly: £12.99
1 year: £149
2 years: £249
3 years: £339
Duration of ownership: £549
What should you insure your Go-Pod for?
If you choose new for old cover, the insured value should usually reflect the cost of replacing your Go-Pod with a new equivalent model and specification. That means thinking beyond the base caravan price.
Include fitted accessories, upgrades and any additional equipment you would want replacing if the Go-Pod was stolen or written off. If you under-insure, you may not have enough cover to replace everything like-for-like.
Things to include
✓ Current new Go-Pod replacement price.
✓ Factory-fitted options and upgrades.
✓ Accessories such as motor mover, solar, awning or tracker.
✓ Delivery, installation or replacement costs where relevant.
✓ Personal effects cover if you keep belongings inside.
Keep receipts and records
It is worth keeping your order confirmation, accessory invoices and photos of fitted upgrades. These can help show what was included if you ever need to make a claim.
Details your insurer may ask for
It is worth gathering the main details before contacting an insurer or filling in an online quote form. Having the right information ready can make the process quicker and helps avoid guessing at details that may affect your cover.
Different insurers ask slightly different questions, but most will want to understand what the Go-Pod is worth, where it will be kept, how it is secured and what type of cover you want.
Useful details to have ready
✓ Make and model
✓ Year of manufacture
✓ Purchase price or replacement value
✓ Fitted accessories and upgrades
✓ Storage address and storage type
✓ Security devices used
✓ Chassis number, if available
✓ Cover type required
✓ Personal effects cover amount
✓ CRiS registration status
Caravan Guard and Go-Pod insurance
Go-Pods are partnered with Caravan Guard, a long-standing and popular choice among Go-Pod owners. They were the first insurer to provide cover for Go-Pods and continue to offer competitive premiums for many customers.
Go-Pods partner
They know Go-Pods
Caravan Guard have insured Go-Pods for many years, so they are familiar with the caravan, its value, specification and typical owner requirements.
14 days free
Free tow-away cover
Caravan Guard offer a special 14-day free tow-away cover offer for Go-Pod owners, giving you temporary cover from the day you collect your Go-Pod.
Replacement cover
New-for-old experience
A number of Go-Pod owners have successfully received replacement Go-Pods through Caravan Guard new-for-old policies following valid claims.
Free cover also gives you a full quote
Accepting the 14-day tow-away cover offer will also get you a no-obligation quotation for a full year’s cover. You can still compare quotes from other insurers before deciding.
Registering a Go-Pod with CRiS
Because Go-Pods are manufactured in Portugal, CRiS treat them as imported caravans. That means the registration process is slightly different from many UK-built touring caravans.
Imported caravans use a different route
With many UK-built caravans, registration can usually be handled through the standard CRiS registration route. For a Go-Pod, owners usually need to contact CRiS directly and go through the imported caravan registration process.
0203 282 1000
Call CRiS to start the process
Ask for the imported caravan registration process. CRiS can confirm the latest requirements, checks and costs.
01
Contact CRiS
Tell them you want to register an imported touring caravan.
02
Provide details
CRiS will explain what information they need for the imported caravan check.
03
Registration check
They check existing CRiS records, finance, security alerts and write-off information.
04
Registration pack
If successful, CRiS registration includes documents, a keep-safe card and VIN Chip kit.
Check current details with CRiS
Costs and requirements can change, so always check the latest imported caravan registration details directly with CRiS.
£72.99
Listed by CRiS at the time of writing for the imported caravan pre-registration check and registration. Check before applying.
Registered at source with VIN Chip protection
New Go-Pods are registered with CRiS at source by Go-Pods and include a VIN Chip kit. These small adhesive RFID tags hold the CRiS registration details and can help identify the caravan if it is stolen or recovered.
✓ RFID identification tags
✓ Supports theft recovery
Insurance details can change
This guide is intended as general Go-Pod owner guidance only. It is not financial advice, insurance advice or a replacement for checking the terms of your own policy.
Insurance premiums, cover types, security requirements, CRiS fees, tracker discounts and tow-away cover offers can change. Always confirm the latest details directly with your insurer, CRiS, Caravan Guard or the relevant provider before relying on them.
If your policy requires a hitch lock, wheel clamp, tracker, storage condition or other security device, make sure you follow the policy wording exactly. Failing to meet a policy condition could affect a future claim.
Want to learn more?
Browse more practical Go-Pod guides covering batteries, heating, gas bottles, motor movers, hitching up and other useful touring basics.